The specifics vary. What tends to hold across the situation:

A moment recently where a parent's situation changed and your own retirement timeline started shifting too. Household finances that are meaningful but doing more than one job at the same time. Decisions coming up that don't feel like they should be made in a hurry but might have to be: whether to reduce hours at work, when to elect Social Security, what to do with a parent's house, how to talk to siblings about mom's finances. A quieter question in the background about whether the caregiving years have cost more than can be made up.
 

There's a mental and emotional weight to this that doesn't show up on any planning worksheet. Watching a parent decline while trying to make good decisions about your own next thirty years is a lot to carry at once. Talking through it with someone who's been through it herself can make the practical decisions easier to work through. I've been in this situation myself, and it's part of why this is the work I do.
 

The work looks like understanding the whole picture first, then talking through the decisions in the order they need to be made, then building a plan you can defend to yourself and explain to the people who need to know it.

Not every woman who becomes a client is in the middle of a parent's care. Some are planning ahead of any trigger. Some have come through a divorce that's fully settled and are rebuilding on their own. Some are widowed a year or two out, finally ready to look at everything. Some are in second marriages sorting out how his, hers, and ours actually work over the next twenty years. Some are single and planning without a partner.
 

The work looks the same. Understand the whole picture. Take the decisions in a sensible order. Build a plan you can hold onto when the next thing happens.