About Ji Khalsa, CFEI®
Family CFO | Retirement Income Strategist | Financial Educator
You work hard for your money. I help you make sure it works just as hard for you.
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I’m Ji Khalsa, a financial strategist and educator with a passion for helping people protect what they’ve built, grow it with purpose, and retire with confidence. At Prosperity Bridges, I specialize in protection-first, tax-efficient strategies that deliver market-linked growth—without market risk.
I’ve passed the Series 65 exam, which means I’ve met the fiduciary-level standard of financial planning and ethics. While I don’t manage investments or charge asset-based fees, I do bring fiduciary thinking into every conversation.
My work is centered on helping families and small business owners build retirement strategies that are clear, resilient, and designed to last.
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With over two decades of experience managing more than $100 million in federal research budgets and employee benefit systems, I bring a unique, systems-based approach to financial coaching.
You’ll find no product push here—just education, clarity, and proven tools the wealthy have used for generations.
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My focus areas include:
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Tax-Free & Tax-Efficient Retirement Strategies
(Including Roth conversions, indexed tools, and asset repositioning)
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Predictable Retirement Income
(So your future doesn’t depend on market timing)
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Principal Protection with Market-Linked Growth
(No exposure to market losses)
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Legacy & Long-Term Planning
(Because it’s not just about income—it’s about impact)
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Community
I’m also the creator of The Women’s Finance Lounge, a free online space for women ready to ditch shame and confusion around money and build financial power together.
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Contact
Let’s connect if you’re looking for no-cost, pressure-free guidance grounded in real experience—and real care.
📅 Book a strategy call at calendly.com/jikhalsa/strategy
📧 hello@prosperitybridges.com